Customization can take place in our flagship bond fund (CCM Community Impact Bond Fund Institutional Shares) with a minimum initial investment of $1,000,000 (may be lower on advisor platforms) or in a separately managed account with a minimum initial investment of $5 million. Clients can customize their investments using our impact customization form. Investments that direct capital to geographies can target at the county, state, or regional level. Investments that direct capital to impact themes can target one or more of CCM’s impact themes (click here for full impact theme descriptions). Investments that direct capital to impact initiatives can support Minority CARES or First-Time Homebuyer.
Investments targeted to geographies can be as narrowly defined as a county. Investors meeting specific minimum requirements can choose multiple geographies within different counties and/or states with the investments supporting a variety of CCM’s impact themes. Hover over a state to see our current investment impact holdings as of 12/31/2025.*
*Impact by geography is calculated using the current face value of individual securities (original par value minus any principal paydowns, if applicable) and reflects the locations positively impacted within the holdings. Percentages are based on total portfolio exposure, including cash holdings. Impact numbers are approximate.
Investments customized to impact themes can target one or more of CCM’s impact themes. When a client selects customization by impact theme, the investments will support those specific impact themes nationwide. Click on an impact theme to read its full description. Click here for full descriptions of all impact themes including a glossary of terms.
Investments aligned with this theme support the creation and retention of affordable physical and mental health care services, as well as rehabilitation facilities, for low- and moderate-income (LMI) and medically underserved individuals. It also includes investing in opportunities that promote wellness, expand access to high-quality health care, and work to eliminate barriers contributing to health care.
Investments aligned with this theme finance affordable homeownership for LMI and/or workforce borrowers, including programs for down payment assistance and first-time homebuyers, helping to promote wealth creation. It also includes financing and/or preservation of affordable rental housing properties for LMI and/or workforce residents.
Investments aligned with this theme support educational programs, businesses, organizations, and properties connected to the visual, performing, design, literary, and other creative arts. It also includes investments that expand access to the arts for underserved groups and promote ethical fashion, social impact media, creative places, and other initiatives that strengthen the creative economy.
Investments aligned with this theme support economic development in federally designated disaster areas and finance physical and civic infrastructure to help communities better prepare and withstand natural disasters and public health emergencies. It also includes investments helping to stimulate community and economic growth while strengthening infrastructure resilience.
Investments aligned with this theme expand access to high-quality, equitable education opportunities and resources. It also includes investments that support affordable childcare services and resources and help bridge the digital divide by ensuring access to technology and connectivity for all.
Investments aligned with this theme expand access to capital for small businesses and entrepreneurs. It also includes investments that foster job creation, retention, and training; promote inclusive growth strategies; increase business ownership opportunities for underserved groups; and support stable, sustainable employment.
Investments aligned with this theme support efforts to conserve natural resources, protect ecosystems and biodiversity, and achieve net-zero emissions. It also includes investments financing properties, projects, companies, and small businesses that implement sustainable practices and initiatives.
Investments aligned with this theme support women and girls by expanding access to educational programs, health services, affordable homeownership, and other essential services. It also includes investments that provide capital and opportunities to promote gender equality and empowerment.
Investments aligned with this theme help underserved individuals and communities—including immigrants, refugees, and Indigenous populations—gain greater access to the economic mainstream and capital markets. It also includes investing in initiatives that promote upward mobility, self-sufficiency, economic advancement, community and shared ownership, training and technical assistance, and equitable access to essential services such as broadband and public transportation.
Investments aligned with this theme promote equal access to employment, economic development, and affordable housing for ethnic minorities and minority communities. It also includes investments in majority-minority and high-minority census tracts, as well as services that support the well-being and advancement of these communities.
Investments aligned with this theme seek to break cycles of persistent poverty and create pathways toward lasting economic stability. It includes financing for communities designated as persistent poverty areas, as well as initiatives that address people experiencing homelessness, reduce poverty, and enhance the quality of life for individuals and families facing long-term financial challenges.
Investments aligned with this theme provide loans and capital access to small businesses in rural communities outside Metropolitan Statistical Area’s (MSA) or in MSA census tracts located beyond urbanized areas. It also includes investments in economic initiatives that enhance the well-being of residents in these rural areas.
Investments aligned with this theme support affordable housing for seniors, older adults, veterans, and people with disabilities. It also includes providing supportive services—such as physical, social, and mental health assistance—to veterans, older residents (particularly those who are frail or at-risk), and residents with disabilities.
Investments aligned with this theme help advance health equity, revitalize blighted neighborhoods into thriving areas of opportunity, and promote environmentally sustainable and regenerative practices in agricultural and ecological business. It looks to foster access to reliable transit and uphold the principle of a just transition. It also includes investments supporting access to community parks; nutritious and pesticide-free foods; safe places to exercise and play; high Walk®, Bike®, and Transit® scores; and the integration of walkable communities centered around high-quality public transit systems.
Investments customized to initiatives can target one or both of our current initiatives: Minority CARES or First-Time Homebuyer. Hover over an initiative to see our cumulative investment impact since inception of each program. Numbers are approximate as of the most recent quarter end. For more information on both initiatives, click here.
Clients can customize their investments using our impact customization form.
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